About Annuity Payments

An annuity is a fixed or variable sum of money paid in increments over a predetermined period of time. The general purpose of an annuity is to provide a steady stream of income for the recipient.


Annuities are used in a wide array of applications, from retirement plans to legal settlements to survivor benefits and more. In addition, some inheritances can be set up as annuities, and some annuities themselves can be passed down to a beneficiary.

Life may have changed quite a bit since you first set up your annuity. If so, it’s a good time to look at your annuity a bit differently. 6000now.com can turn all or some of your future annuity payments into one lump sum, so that you can put your money to better use – whether it’s for a bigger home, a more reliable car, tuition, or to pay off debt. You don’t have to wait.

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Find Out What Your Settlement Is Worth

Selling your annuity is a fairly simple process and 6000now.com's team will guide you every step of the way. We realize that every sitution is unique. That's why we tailor our annuity programs to your needs.

Types Of Annuities

An annuity can be created for many different reasons, and 6000now.com works with recipients of nearly every kind of annuity. The most common type is a Single Premium Annuity and it can be paid out in two different ways: Single Premium Immediate Annuities or Single Premium Deferred Annuities.

Annuity Payment Structures

The cash an annuity can generate depends on a wide number of factors, from how the economy is performing, to the various riders which were added to it. However, one of the most important factors that is taken into consideration when selling an annuity, is the payment structure you’ve chosen.

Pensions

Although most retirement plans have transitioned to contribution plans like 401(k) and IRAs, annuities are still offered as part of government and other legacy pension options. It’s up to the retiree to determine how the payout will be made, and how any survivors will benefit from the annuity. 6000now.com cannot purchase payments from pensions or employee-sponsored retirement accounts.

Annuity Riders

Along with payment structure, cash out options are also determined by specific riders that have been put in place on your annuity. Like a traditional insurance policy, riders can be added to your annuity. These modify the basic agreement, expanding or restricting the policy to give it the coverage and terms you want.

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